OKX KYC and Withdrawal Limits: Full Comparison Table
OKX withdrawal limits are directly linked to your KYC level: unverified users cannot withdraw, Lv.1 basic verification has a daily limit of approximately $10,000, Lv.2 advanced verification reaches $1,000,000, and Lv.3 institutional verification is customizable. Upgrading your verification is the only compliant way to exceed the default limits.
Step 1: Check Your Current KYC Level and Corresponding Limits
What to do: Log in to your OKX account and view your current verification level and daily withdrawal limit.
How to do it:
Open the OKX app or website, go to [Profile] - [Identity Verification].
The page will display your current verification level (Unverified / Lv.1 / Lv.2 / Lv.3).
Corresponding limits are as follows:
| KYC Level | Verification Requirements | Daily Withdrawal Limit | P2P / Quick Buy & Sell | Derivatives / Contracts | Notes |
|---|---|---|---|---|---|
| Unverified | None | $0 | Not available | Not available | Browsing only; cannot trade or withdraw |
| Lv.1 (Basic) | ID document + facial recognition | Up to $10,000 | $5,000 (lifetime cumulative) | Not available | P2P and Quick Buy & Sell have a separate lifetime limit |
| Lv.2 (Advanced) | Lv.1 requirements + proof of address | Up to $1,000,000 | Fully open | Fully open | Lv.2 increases the Lv.1 limit 100 times; the target level for most users |
| Lv.3 (Institutional) | Corporate documents + compliance review | Customizable | Fully open | Fully open | For institutions or ultra-high-volume traders |
The above limits are USD-equivalent values. At the time of withdrawal, all currencies are converted to USD based on the prevailing market price. Withdrawal limits are also linked to VIP levels; the higher your VIP level, the higher your limits.
When you've completed this step: You have confirmed your current KYC level and know the target limits for the next level.
Step 2: Upgrade to Lv.2 if Your Current Limits Are Insufficient
What to do: Upgrade from Lv.1 to Lv.2 to raise your daily withdrawal limit from $10,000 to $1,000,000.
How to do it:
Go to the [Identity Verification] page and click [Upgrade to KYC Level 2].
Prepare and upload supporting documents – choose at least one of the following:
Tax identification number
Bank statement from the last 3 months (must include your name, full residential address, bank logo, and statement date)
Utility bill (electricity, water, or gas) from the last 3 months (must match the address registered on your account)
Social security card
Complete the liveness detection (facial recognition).
Submit and wait for review, which usually takes a few minutes to 24 hours.
When you've completed this step: The documents have been submitted successfully and the page shows "Under Review". The new limits will take effect automatically once approved.
The jump from Lv.1 to Lv.2 is significant: from $10,000 to $1,000,000 – a 100x increase. If you need to withdraw frequently or trade contracts, Lv.2 is essential.
Step 3: Understand Other Factors That Affect Withdrawal Limits
What to do: In addition to your KYC level, your withdrawal limit is also influenced by the following factors.
How it works – review these three points:
1. VIP Level
For professional users, a higher VIP level grants higher daily withdrawal limits. VIP 1 can reach $12,000,000 and VIP 8 can reach $40,000,000.
VIP levels are determined by your asset balance and 30-day trading volume. They are independent of KYC levels but stack on top of them.
2. Withdrawal Method
On-chain withdrawals, internal transfers, and fiat cash withdrawals share the same 24-hour withdrawal limit.
Minimum limits and fees vary by withdrawal method; refer to the withdrawal page for exact details.
3. Rolling Reset Mechanism
Daily limits reset on a rolling 24-hour basis from the time of each transaction, not at a fixed time like midnight.
When you've completed this step: You understand that besides upgrading KYC, you can also raise limits by increasing your VIP level.
Common Reasons for Failure
Unqualified Lv.2 upgrade materials: Bank statements older than 90 days, mismatched names or addresses compared to KYC Lv.1, or blurry/incomplete document images will be rejected.
Attempting contract trading without completing Lv.2: Advanced services such as futures, margin trading, and staking are unavailable under Lv.1; you must upgrade to Lv.2.
Confusing P2P limits with withdrawal limits: P2P and Quick Buy & Sell have a separate $5,000 lifetime limit under Lv.1. Even if your remaining daily withdrawal limit is sufficient, you will be restricted once the P2P lifetime limit is reached.
Risk Reminders
Under Lv.1, P2P and Quick Buy & Sell limits are lifetime cumulative $5,000, not daily. Once this cap is reached, you must upgrade to Lv.2 to continue using P2P.
The withdrawal limit applies to the total USD-equivalent across all currencies combined, not as a separate limit for each coin.
Do not submit duplicate applications while waiting for review, as this may reset your queue position. Upgrade requests are typically processed within 1-3 business days.
Next step: Log in to the OKX app, go to the [Identity Verification] page to check your current level. If your current limit is insufficient, follow Step 2 in this article to prepare your documents and submit the Lv.2 upgrade request. If you are already a professional user, you can check the higher limits corresponding to your VIP level on the [Trading Fee] page.
