OKX doesn't let you "deposit" RMB like putting money in a bank. But you can use RMB to buy cryptocurrencies on the platform. "Deposit" on the platform usually refers to crypto deposits. To add RMB funds, you use the "Buy Crypto" route — via C2C trading or quick buy.
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Distinguish Two Entry Points: Deposit vs. Buy Crypto
First, figure out which path you need — the entry points are completely different.
Scenario A: You already have crypto like USDT or BTC and want to transfer it to your OKX account. This is called "Deposit" or "on-chain deposit", through the "Assets" - "Deposit" entrance. You choose the coin and network, copy the deposit address, and transfer from an external wallet. This path does not involve RMB.
Scenario B: You only have RMB and want to exchange it for crypto in OKX. This is called "Buy Crypto" or "fiat on-ramp", through the "Buy Crypto" or "C2C Trading" entrance. You transfer RMB to a merchant on the platform via Alipay, WeChat, or bank card, and the merchant releases USDT to you. This is the correct way to use RMB on OKX.
Step-by-Step: Buying Crypto with RMB
Choose Scenario B and follow these steps.
What to do: Buy USDT through C2C trading on OKX.
How to do it:
Log in to the OKX app or website, and click the "Buy Crypto" or "C2C Trading" button on the homepage.
Choose "Buy", select USDT as the coin, and CNY as the fiat currency.
The system will list available sellers. Check their trade volume, completion rate, and payment methods. Prioritize sellers with high volume, high completion rate, and verification badges.
Enter the amount you want to buy, starting from a minimum of 10 RMB.
Transfer money using the payment method the seller provides (Alipay, WeChat, or bank transfer). The payment account must match your OKX real name information; otherwise, the seller has the right not to release the crypto.
After transferring, be sure to click "I have paid, notify seller" on the OKX order page.
Wait for the seller to confirm receipt and release the crypto. The USDT will arrive in your "Funding Account".
Success: See the USDT balance increase in the "Funding Account" under the "Assets" page.
Trade Risk Reminder
C2C trading involves direct transfers between you and the merchant; funds do not go through OKX. The crypto the merchant sends you is safe, but the safety of your funds depends on whether the merchant's account is clean. If the merchant's bank card is involved in fraud or money laundering, your card could be frozen. Never write sensitive words like "Binance", "USDT", or "buy crypto" in the payment reference.
How to Verify Completion
Check "Assets" > "Funding Account" on OKX. The arrival of USDT means success. If not received after a long time, check if the order status still says "Waiting for release". If the seller has read your message but not responded, click "Appeal" on the order page to involve customer support.
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Next Steps
After USDT arrives, it will be in your "Funding Account" by default. If you want to trade (spot or futures), you need to transfer it: click "Transfer", and move USDT from "Funding Account" to "Spot Account" or "Futures Account". This transfer is free and instant.
