To buy crypto on OKX with Alipay, the entrance is not in the "Deposit" section on the home page; you use the "Buy Crypto" or "C2C Trading" channel. The path is: Home page tap [C2C Buy Crypto] → top choose [Buy], select coin USDT, fiat CNY → tap [Choose Payment Method] filter "Alipay" → the system lists merchants that accept Alipay. Pick one with high trade volume and completion rate, then place order and pay.
Step 1: Enter the C2C Buy Crypto Page from the Correct Entrance
First make sure your OKX account has completed identity verification (KYC). Without KYC you cannot use C2C.
What to do: Open OKX App, find C2C buy entrance.
How to do: On App home page, tap top [C2C Buy Crypto] button, or tap bottom navigation "Trade", choose "P2P Trading" to enter.
Completion standard: Enter C2C trading page, see "Buy" and "Sell" two tabs.
Step 2: Set Purchase Parameters and Filter Alipay Merchants
This step determines which sell orders supporting Alipay you will see.
What to do: Choose "Buy" tab, coin USDT, enter the CNY amount or USDT quantity you want to buy, then filter payment method "Alipay".
How to do:
Top select [Buy].
Coin select [USDT], fiat select [CNY].
Enter the amount you want to buy (new users recommended to try a few hundred yuan first).
Click "Payment Method" or "Filter" button, check [Alipay].
Recommend checking "Newbie Friendly Orders": These are quality merchants filtered by OKX for new users, significantly improving transaction completion rate and avoiding rejection by seasoned merchants.
Completion standard: The merchant list shows only those accepting Alipay.
Common Failure Reasons
Many newbies don't check merchant requirements before paying. Each merchant's receiving Alipay account and payment note requirements may differ. After matching an order, first click into the chat box to read the merchant's announcement, confirm their receiving account and note requirement before transferring money.
Step 3: Place Order, Pay and Confirm
After selecting a merchant, complete the transfer as instructed.
What to do: Click "Buy" to place order, transfer to the merchant's Alipay account as provided, then confirm payment in the App.
How to do:
Choose a merchant with high trade volume and high completion rate (recommend above 99%), click [Buy].
Verify order amount, click [Get Payment Details], copy the merchant's Alipay account or save the payment QR code.
Leave OKX App, open Alipay to transfer. When transferring, strictly follow the note requirement. Many merchants require "do not fill any note". Absolutely do not write "USDT", "buy crypto", "OKX" or any sensitive words.
After transfer, return to OKX App, click [I have paid] button. This step is crucial; if you don't click, the merchant won't receive a notification to release coins, and your USDT won't arrive.
Completion standard: Order status shows "Completed", USDT enters your "Funding Account".
Risk Reminder
C2C trading is a private transfer between you and the merchant; funds do not pass through OKX platform. If the merchant's Alipay account is involved in illegal transactions, your payment account may be risk-controlled or even frozen. We strongly advise not to use your salary card or main bank card. It is best to prepare a separate Alipay sub-account or an infrequently used bank card dedicated to C2C trading.
How to verify after operation: Go to OKX "Assets" page, check if the USDT balance in "Funding Account" has increased.
Next action: After USDT arrives, it defaults to "Funding Account". If you want to use these USDT for spot or contract trading, you need to first click [Transfer], transfer USDT from "Funding Account" to "Spot Account" or "Contract Account". Internal transfers are free and instant.
