Binance stock trading launched in June 2026, offering more than 7,000 US stocks and ETFs to non-US users. Its core selling point is managing stocks and crypto in the same account, with a minimum of just $5 to buy fractional shares. You can fund purchases directly with USDC, USDT, or BNB. But before you can actually use it, the first hurdle is not funding — it is whether your region is within the service area.
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First, Check If You Are Eligible
Binance stock trading currently clearly excludes US residents and is also not available in certain restricted regions. According to third-party information, users in Hong Kong, Singapore, Japan, the United Kingdom, and the European Economic Area (EEA) may not be able to access this feature through the Binance exchange. Regions such as Taiwan, South Korea, Vietnam, Malaysia, Thailand, Indonesia, the Philippines, and Brazil are not listed as restricted. However, the final availability depends on whether the stock trading entry appears in your account.
The way to check is simple: open the Binance App and look under the Trade page in the bottom navigation bar to see if there is a Stocks entry. If you see it, your account is eligible. If not, your region is not currently covered. Being able to open the webpage or read the announcement does not mean you have access.
If you already have a Binance account, you do not need to open a separate brokerage account. Stock trading is done directly within your existing account.
What Money You Use and Where It Sits
Stock trading funds are primarily settled in USDC, but you can also directly use USDT, BNB, U, or USD1 in your account. When you submit an order, non-USDC assets are automatically converted to USDC at the current exchange rate. Any leftover amount after conversion will be returned to your funding account.
Before an order executes, your assets need to be in your Funding account or Spot account. After selling stocks, the proceeds return to your Funding account in USDC.
Here is a practical tip: if you already have stablecoins in your account, you do not need to exchange or deposit US dollars — you can place an order directly. If you hold BNB or other volatile assets, the system will convert them automatically at the moment you place the order. You will see the conversion rate on the preview page, and the conversion only happens after you confirm.
The Complete Path for Your First Order
The logic is the same on the Binance App and the web version. Here is the flow using the App as an example:
Open the Binance App, tap Trade in the bottom navigation bar, and select Stocks.
Search for the stock ticker you want (such as AAPL, TSLA, NVDA) or an ETF.
Choose the order type: Market or Limit. Market orders only work during regular trading hours (9:30 AM – 4:00 PM Eastern Time). Limit orders can span pre-market and after-hours sessions, and you can even choose a 24-hour trading session.
Enter the amount. The minimum is $5, and you can buy fractional shares. You are not required to buy whole shares.
Select the payment account (Funding or Spot) and the payment asset (USDC or another asset that will be auto-converted).
Tap Preview to review the order details, including trading session, validity, and fees. If you are using a non-USDC asset, the conversion rate will be displayed first.
After confirming everything is correct, tap Convert to Buy to execute.
Once the order is placed, you can see your purchased stocks and their current market value on the Stocks holdings page. You hold beneficial ownership of the stocks, which are held in custody by Binance's brokerage partner. You are entitled to receive dividends and participate in corporate actions such as stock splits.
Fees: Zero Commission Does Not Mean Zero Cost
Binance stock trading does not charge a commission, but there is a platform fee: for orders of $350 or less, each trade costs $0.35. For orders above $350, the fee is 0.1%.
This means that if you only buy $5 or $10 worth of stock, the $0.35 fee equals 3.5%–7% of your order. When investing in fractional shares with very small amounts, the fee percentage can be very high. If your first order is just to try things out, $5 or $10 is an acceptable experience cost. But if you plan to buy small amounts regularly over the long term, you need to consider whether the $0.35 minimum fee per trade will significantly eat into your returns.
Trading Sessions and Prices
Binance offers three trading sessions:
Regular Trading Hours (RTH): 9:30 AM – 4:00 PM Eastern Time. Market orders only work during this session.
Extended Hours: Includes pre-market and after-hours trading.
24 Hours: Supported for some stocks, available Monday through Friday around the clock.
Prices during regular trading hours are basically in line with the public market. Prices during extended hours and 24-hour sessions may deviate from the regular market because liquidity is thinner and there are fewer participants. If you use a limit order during extended hours, be aware that the execution price may not be what you expected.
Exiting and Getting Your Money Back
After selling stocks, the proceeds return to your Funding account in USDC. But the funds are not immediately withdrawable — they need to go through a settlement cycle.
The settlement period depends on your trading session. Stocks sold during regular trading hours usually settle faster. Stocks sold during after-hours or 24-hour sessions will settle later. If there is a US stock market holiday in your account region, the settlement date will be further postponed. After selling, check whether the available balance in your Funding account has updated. Do not assume you can withdraw the moment you sell.
One Detail Worth Noting
Binance stock trading is introduced by Nest Trading Limited as an introducing broker. The actual execution, clearing, and custody are handled by Alpaca Securities LLC in the United States. Binance itself does not hold custody of your securities. Your stock holdings are held at the brokerage partner and are protected by SIPC up to $500,000 (including $250,000 for cash). However, SIPC protection only covers brokerage failure scenarios, not investment losses caused by market fluctuations.
If you use limit orders, there is another detail: GTC (Good-Til-Cancelled) orders have a maximum validity of 90 days, and fractional share orders do not support GTC. If you set a limit buy order far below the current price, it will automatically expire after 90 days.
When You Should Wait
If your main goal is to experience buying US stocks with cryptocurrency, placing a $5 order and confirming the whole process works is a reasonable starting point.
But if you plan to invest a larger amount or are sensitive to trading costs, you need to calculate the impact of the $0.35 minimum platform fee on small orders first. Also, if you do not see the Stocks entry in your region, do not try to bypass it with a VPN or other methods. Account eligibility is determined by the residence and identity documents you declared at registration, not by your IP address. Bypassing regional restrictions may lead to account restrictions. Moreover, since your securities are held at a regulated broker, regional compliance issues may affect future dividend processing and participation in corporate actions.
The world's largest cryptocurrency exchange by trading volume,leading in security and liquidity.
New user benefit: Enjoy 20% off trading fees upon registration!
References
- Binance Academy·What Is Binance Stocks Trading?, page updated: 2026-06-04; checked: 2026-09-25.
- Blockchain News·Binance Adds U.S. Stocks and ETFs with Zero Commission, page published or updated: 2026-05-31; checked: 2026-09-25.
- Edgen·Binance Launches Trading of 7,000 US Stocks and ETFs at Zero Commission, page published or updated: 2026-05-31; checked: 2026-09-25.
- Cryptoast·Binance Stocks surpasses $400 million in assets – but not for Europeans, page published or updated: 2026-06-08; checked: 2026-09-25.
- CoinRebate·I am in X, can I trade US stocks on Binance?, page published or updated: 2026-09-03; checked: 2026-09-25.
- Binance·Frequently Asked Questions on Binance Stock Trading, page published or updated: 2026-06-08; checked: 2026-09-25.
- Binance·Trade Stocks on Binance: Buy and Sell U.S. Stocks and ETFs from Your Binance Account, page published or updated: 2026-06-01; checked: 2026-09-25.
- Binance·Trade Direct Stocks and ETFs on Binance, page published or updated: 2026-06-01; checked: 2026-09-25.
