Where to Check the Settlement Price for Binance Dual Investment

Binance settlement price for Dual Investment can be confirmed in the Earn Account > Dual Investment holding page, or in the quote record generated at the time of subscription. Dual Investment (formerly Customized Dual Investment) settlement price is not a fixed public price but is based on the terms locked in during your subscription — on the settlement date, the system takes the average market price over the last 30 minutes before 16:00 HKT (UTC+8) as the settlement price. This price applies only to your subscription; other users with the same product may receive a different price.

Step 1: Find Your Holding Record

Goal: Navigate to Wallet → Earn → Dual Investment and view your subscription history.

How to:

• On the holdings page, each subscription will display: deposited currency, target price, settlement date, and APR.
• The settlement price is not directly shown in the summary list — you need to tap into a specific order to see the settlement price and detailed earnings breakdown.

Completion: You have located the Dual Investment holdings list and tapped on the target subscription.

Step 2: Understand How the Settlement Price Is Calculated

Goal: Confirm the calculation time and data source of the settlement price.

How to:

• On the settlement date, the system takes the average market price over the 30 minutes before settlement as the settlement price.
• The settlement price is used to determine whether your target price is hit — it's not used to calculate earnings, but to decide "if the order is executed".
• Earnings are calculated on the settlement date and credited to your spot wallet within a few hours.

Completion: You understand that the settlement price is a trigger condition, and you know it is calculated and displayed in the order details after settlement, not beforehand at the time of subscription.

Key Reminder: Once your subscription terms are locked, the target price, settlement date, and APR are fixed and cannot be changed. The settlement price itself is not shown when subscribing — you can only see the exact settlement price value in the order details after settlement is completed.

Step 3: Confirm the Settlement Result

Goal: After settlement, check whether the product was settled at "Target Price Reached" or "Target Price Not Reached".

How to:

• If target price reached: Your deposited asset is converted at the target price; earnings = deposited amount × (APR × term in days / 365).
• If target price not reached: Your asset is returned as is; earnings are calculated using the same formula.
• Earnings are calculated at 16:00 HKT on the settlement date and credited to your spot wallet within 4 hours.

Completion: You have confirmed whether the settlement was triggered successfully and verified the credited amount.

Prerequisites

Before proceeding, ensure you are logged into your Binance account and the Wallet → Earn → Dual Investment menu is accessible. If you are using the app, it's recommended to upgrade to version 3.1.0 or above to support the latest features.

Common Reasons for Issues

• Cannot find settlement price: Some users expect to see the settlement price at the time of subscription — but it is actually calculated and displayed in the order details only after the settlement date, not beforehand.
• Settlement price differs from market price: The settlement price is the average price over the 30 minutes before settlement, not the closing price or a snapshot price, so it may slightly differ from the quote you see at 16:00 HKT.
• Delayed earnings crediting: Dual Investment earnings are calculated at 16:00 HKT on the settlement date and credited within 4 hours. If not received, please wait patiently and do not submit duplicate queries.

Risk Warning

• Capital Risk: Dual Investment cannot be redeemed before the settlement date; funds are locked. You cannot exit early if extreme market movements occur.
• Price Risk: The settlement price is based on a 30-minute average, which may differ significantly from expectations during high volatility. You cannot adjust your position if there are sharp market moves after the settlement price is determined.

You have successfully completed the verification if: In Wallet → Earn → Dual Investment, find your subscription order, tap into the details page to see the "Settlement Price" field displaying a specific value, and after earnings are credited, check your spot wallet to confirm the credited amount matches the calculation shown in the order details.