What KYC Level Is Required for Withdrawals on OKX? A Guide to Withdrawal Limits
Withdrawal functionality is enabled after completing Level 1 basic verification. Unverified accounts cannot withdraw. However, the Level 1 daily withdrawal limit is only around 10,000 USD, which can be easily reached by users who regularly make large transactions. After completing Level 2 verification, the daily withdrawal limit can be increased to a maximum of 1,000,000 USD.
Comparison of Withdrawal Limits by Verification Level
| Verification Level | Daily Withdrawal Limit | Description |
|---|---|---|
| Unverified | 0 | Cannot withdraw or trade |
| Level 1 (Basic) | Approx. 10,000 USD | P2P trading has a separate lifetime limit of 5,000 USD |
| Level 2 (Advanced) | Up to 1,000,000 USD | Unlocks all trading features and the highest standard user withdrawal limit |
| Level 3 (Professional) | Subject to risk assessment | Can apply for merchant/copy trader status with higher limits |
(Source: OKX Help Center, 2026-07-08; specific limits are subject to real-time platform display)
How Withdrawal Limits Are Calculated
Understand how OKX calculates withdrawal limits to avoid rejected transactions.
Calculation rules:
- The 24-hour limit is reset on a rolling basis, restoring 24 hours after each withdrawal transaction is completed, rather than resetting at a fixed daily time.
- All currencies are converted to USD at the market price at the time of withdrawal for unified calculation. The cumulative amount must not exceed the limit for the corresponding verification level.
- On-chain withdrawals and internal transfers share the same 24-hour withdrawal limit.
Check the "Remaining Withdrawal Limit" on the withdrawal page to confirm the currently available amount.
If you have already approached the daily limit, the system will directly reject any excess withdrawal request. You can either withdraw in batches or wait for the limit to reset before withdrawing again.
Level 1 Withdrawal Limits Explained
Level 1 users can withdraw, but with the following restrictions:
- Daily withdrawal limit: Approx. 10,000 USD
- P2P/Express Buy: Lifetime limit of 5,000 USD (once reached, you cannot continue using P2P features)
- You can withdraw cryptocurrency to external wallets, but exceeding the daily limit will be blocked
Typical scenario: Beginners with low monthly trading volume who occasionally withdraw small amounts.
Level 2 Withdrawal Limits Explained
Upon completing Level 2 verification, the withdrawal limit increases significantly:
- Daily withdrawal limit: Up to 1,000,000 USD
- Lifetime limit for P2P trading is removed, allowing free buying and selling
- The withdrawal limit instantly increases 100 times from around 10,000 USD at Level 1
Review time: Level 2 verification requires manual review, typically 1-3 business days.
Typical scenario: Advanced users, futures traders, users needing large deposits and withdrawals. Level 2 is sufficient for the vast majority of regular users.
How to Check Your Current Withdrawal Limit
Check your account's real-time available withdrawal limit and remaining amount.
Steps:
- Open the OKX App, tap [Assets] → select a currency → tap [Withdraw].
- The withdrawal page will display three core pieces of information:
- Single transaction limit: Minimum and maximum withdrawal amounts per transaction
- Remaining daily amount: The amount still withdrawable in the current period
- Available balance: Assets available for withdrawal (excluding frozen portions)
After completing the operation, confirm on the withdrawal page that all values meet your expectations.
The withdrawal limit is affected by account security settings. Users who have not enabled 2FA (two-factor authentication) may be unable to withdraw or have restricted limits. It is strongly recommended to enable Google Authenticator immediately after completing Level 1 verification.
What to Do If the Withdrawal Limit Is Not Enough
Case A – Level 1 daily limit (10,000 USD) reached:
- Upgrade to Level 2 verification to increase the daily limit to up to 1,000,000 USD
- Upgrade path: App → [Profile] → [Security Center] → [Identity Verification] → tap to upgrade to Level 2
Case B – Level 2 limit still not sufficient:
- Upgrade to Level 3 professional verification (requires manual video verification)
- Or contact OKX customer support to apply for a temporary limit increase (additional proof of trading and source of funds required)
Case C – P2P trading stuck at the 5,000 USD lifetime limit:
- Upgrade to Level 2, and the P2P lifetime limit will be removed, allowing free trading
How to Confirm Withdrawal Limit After Verification
After KYC review is approved, go to [Assets] → [Withdraw], select a currency, and check the "Remaining Daily Amount." If the displayed amount matches the corresponding level (Level 1 approx. 10,000 USD, Level 2 up to 1,000,000 USD), your limit has taken effect. If the displayed amount does not match expectations, contact in-app online customer support for inquiries.
