Regarding whether Simple Earn Flexible still earns interest on the day you redeem, the answer is clear: it depends on whether you use "Instant Redemption" or "Standard Redemption."
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Instant Redemption: You do not earn interest on the redemption day. The principal arrives the same day, but that day is not counted for interest.
Standard Redemption: You do earn interest on the redemption day. The principal arrives the next day, and the redemption day is still counted for interest.
In addition, the arrival time after redemption also differs by method:
Instant Redemption: After a successful request, the principal usually arrives within 30 minutes, but there is a daily limit. Once the limit is used up, you have to wait until the next day.
Standard Redemption: The principal arrives after 08:00 (UTC+8) the next morning.
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Risk Reminder: Pay Attention to Daily Redemption Limits and the Earn Wallet
Simple Earn Flexible products have a daily redemption cap. During sharp market moves or when many users act at the same time, redemptions may be delayed. Also, real-time rewards accumulate directly into your Earn Wallet, not your Spot Wallet. You can check your reward records there.
How to verify the operation is complete: After submitting a redemption request, check your Spot Wallet to confirm whether the principal has arrived (same day for Instant Redemption, next day for Standard Redemption). Then open the "Earn Wallet" or "Earn History" to see whether the reward record for the redemption day has stopped updating — if real-time rewards are still accumulating, it means interest is still being counted for that day.
