After your fixed-term earn order matures, your principal and earnings are automatically settled into your funding account—no manual action needed. But if you want to keep earning, you need to set up "Auto-Subscribe" before expiry or re-subscribe manually after it ends.
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What Happens When Your Fixed-Term Order Matures
The redemption rules for fixed-term earn differ from flexible earn: Flexible allows instant redemption anytime, while fixed-term products require the lock-up period to end before you can redeem. The term you chose when subscribing (e.g., 30 days, 90 days) will automatically trigger settlement on the maturity date. You don't need to click a "redeem" button.
How to check: Log in to OKX, go to Finance – Simple Earn – Fixed, and view My Holdings or Position Details. Orders that have matured will show a status like "Completed" or "Waiting for redemption."
Completion standard: Your principal and earnings have been returned to your funding account. You can see the balance increase under Assets.
Renewal Settings: Auto-Subscribe vs. Manual Re-subscribe
Two ways to keep earning after maturity:
Auto-Subscribe: Turn on the "Auto-Subscribe" feature when you subscribe or before maturity. When the current term ends, the system will automatically re-invest your principal and earnings into a new fixed-term earn order. Just make sure the Auto-Subscribe toggle is enabled in your settings.
Manual Re-subscribe: If you haven't turned on Auto-Subscribe, your funds will be returned to your funding account after maturity. You need to go to the fixed-term product page and manually submit a new earn subscription.
Consequences of Early Redemption
Fixed-term earn does not support manual redemption during the lock-up period. You can only get back your principal and earnings after the term ends. If you subscribed to a product that has an early redemption clause (like certain 2-day+ BTC/ETH products), redeeming early will forfeit all your earnings—you'll only get back your principal, with zero interest.
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After the Operation
Verification: Check the amounts credited under Assets – Funding Account to confirm that both principal and interest have been returned correctly. If you used Auto-Subscribe, verify that the new locked order is active.
Next steps: If you don't need the money in the short term, turn on Auto-Subscribe before expiry to avoid idle funds. If the amount is large and you may need it soon, simply let it redeem at maturity and keep it in Flexible Simple Earn for more flexibility—Flexible allows instant redemption, and funds arrive in real time.
