How to Deposit XRP on OKX? Complete Ripple (XRP) Funding Tutorial
The most unique rule for XRP deposits is that you must enter a numeric string called a Tag in addition to the standard deposit address, both pieces of information are required. The address works like a building's street address, while the Tag acts as your specific room number: without the correct Tag, OKX cannot assign the transferred XRP to your personal account.
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1. Retrieve your XRP deposit address and Tag from OKX
Finish your OKX account registration and complete mandatory identity verification first, then log into your account.
Mobile App workflow: On the home screen, tap [Assets] — [Deposit] — search for [XRP] — select the deposit network [Ripple] (the native XRP public chain).
Web platform workflow: Click [Asset Management] in the top right corner of the homepage — select [Deposit] — choose [XRP] — pick [Ripple] as the transfer network.
After you select the Ripple XRP network, the system will explicitly prompt "This asset requires you to fill in a Tag/Memo". Click [I Understand], and the page will display two critical pieces of information:
Deposit Address: A long alphanumeric string that is your shared XRP deposit address on OKX
Tag (Tag/Memo): Usually a numeric string used to identify your personal account under the shared public deposit address
Completion check: You have copied and saved both your unique XRP deposit address and corresponding Tag correctly.
2. Initiate the XRP transfer from your withdrawal platform or wallet
Navigate to the platform or non-custodial wallet where you currently hold your XRP, and open the Withdraw or Send Crypto function.
Paste the XRP deposit address you copied from OKX, and select Ripple (XRP) as the transfer network. Locate the dedicated "Tag/Memo" or "Remark" input field, and paste the exact Tag you copied from OKX into this field.
Completion check: You have entered both the correct XRP address and matching Tag, and confirmed the selected withdrawal network is set to Ripple/XRP network.
3. Wait for on-chain confirmation and account credit
XRP transfers are extremely fast, with most deposits arriving in your OKX account within 1 to 5 minutes. You can track the progress in the [Deposit History] section of your OKX Assets page. A status of "Deposit Successful" means the XRP is fully available for trading and further withdrawals from your account.
Common reasons for failed deposits: Incorrect or missing Tag — even if you entered the right address, a wrong or omitted Tag will mean the funds are not automatically credited to your account, and you will need to contact OKX customer support for manual processing. Wrong network selected — if you send XRP on a non-Ripple network (for example XRP pegged to BEP20), the assets will not be credited to your OKX wallet.
FAQ
Q: What is XRP Tag, and how is it different from my deposit address? Tag (also called Memo) is a numeric string designed to distinguish different users' assets under one shared public deposit address. The XRP ledger architecture allows a single master address to be shared by many users, so centralized exchanges use the unique Tag to identify which user a given XRP transfer belongs to. You must fill in both the address and Tag correctly for every XRP deposit, neither can be omitted.
Q: I forgot to add the Tag to my XRP deposit, can I still recover my funds? Fund recovery is possible but not guaranteed. You will need to submit a support ticket to OKX customer service, providing details including the exact deposit time, transfer amount, transaction hash, and relevant screenshots. Processing times are variable, and you may be charged a manual asset recovery fee. Not all missing Tag cases can be resolved successfully.
Q: How long does an XRP deposit take to arrive in my OKX account? Most XRP deposits are confirmed and credited within 1 to 5 minutes. The Ripple network has far faster transaction finalization than the Bitcoin or Ethereum mainnets.
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Next Steps
Once your deposit is sent, head to the [Assets] page on OKX to confirm your updated XRP balance. For your first ever XRP deposit, we strongly recommend testing the full workflow with a small amount (for example less than 10 XRP) first to verify the address and Tag are entered correctly, before transferring larger sums. If you have not completed your OKX account registration yet, remember to enter the invite code 24U2795 in the dedicated "Invite Code" field during sign up (it cannot be added retroactively after registration).
