When triggered for a "Source of Wealth" verification, you don't need to account for every penny you own, only the main accumulation pathway of the assets you currently hold in your OKX account.
Source of Wealth (SoW) vs. Source of Funds (SoF)
OKX's compliance verification breaks down "where your money comes from" into two layers, requiring completely different documentation.
Source of Wealth (SoW) refers to the overall way you accumulated your personal wealth. For instance, whether your money mainly comes from salary, business, inheritance, or investment returns. OKX's guidance clearly states: if you have multiple income channels but salary makes up the largest portion of your wealth, you only need to select "Employment Income" for your source of wealth. You don't need to prove side hustles as well.
Source of Funds (SoF) refers to the specific funds you are using for OKX trading. For example, if you just bought USDT with your salary and deposited it, the SoF is "Salary Income".
When verification is triggered, the system usually asks for SoW (proving how your total wealth was accumulated), not SoF (proving the origin of every single transaction). OKX's official documentation also clearly states that a single document is usually sufficient for verification, so you don't need to dig up all your assets.
Which Assets Need to Be Covered
Let's clarify the scope: Source of Wealth verification only requires covering your main wealth accumulation pathway, not every asset under your name.
OKX's rules list acceptable documents for different sources of wealth. Taking the most common "Employment Income" as an example, you only need to provide one of the following:
- Payslip (within the last 3 months, showing name, company name, salary amount)
- Bank statement (within the last 3 months, showing salary deposit records)
- Tax document (within the last 12 months)
- Employment confirmation letter (within the last 3 months, with salary and position details)
If you have multiple income streams, the rule is clear: "If you have multiple income streams but salary accounts for the largest proportion of your personal wealth, you only need to select Employment Income." This rule shows that the verification does not require full coverage of all assets.
How to Handle Special Cases
OKX has officially stated: if you are a freelancer, you can fill in "No fixed employer", but you must truthfully describe your income sources (such as DeFi mining, airdrops, etc.) and provide supporting evidence like wallet screenshots or private key signatures.
Document requirements for DeFi income are relatively flexible. OKX's official documentation lists the following acceptable types:
- Exchange account statements
- DEX transaction receipts
- Wallet transaction history screenshots
- Airdrop distribution proof screenshots
- NFT marketplace or wallet screenshots (showing NFT holdings)
Risk reminder: If the funds come from a sanctioned address (e.g., Tornado Cash) or are linked to known illicit addresses, the platform may immediately trigger a risk control request for more detailed Source of Funds proof, potentially leading to account closure. This is a compliance red line that cannot be bypassed by the logic of "covering all assets".
After making these judgments, how do you confirm that the documents you've prepared are sufficient?
Go to the "Identity Verification" or "Additional Verification" page in the OKX App, where you'll see the source of wealth type the system asks you to select. After selection, just prepare the one core document corresponding to that type. For example, if you select "Employment Income", only prepare a payslip or bank statement; there's no need to additionally submit investment accounts, property deeds, or other income sources. If the review is rejected and asks for supplementation, the page will show the specific reason for return and what needs to be added. Just follow the system's prompts to provide the requested supplement—no need to guess the scope yourself.
